Thursday, September 13th, 2007

Online Payday Loans..

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It’s a great internet concept: Payday Loans that are done totally online. Once you have applied online and you log off, the next you know about your application is the cash is visible right there in your bank account. That works for me! I am quite disciplined about budgeting and I (mostly) like to stay inside my budget. But sometimes (OK, maybe a bit more often than sometimes) I see some kit I just have to have, or there’s a show I’ve got to see and it’s in the next state, and this is when I make use of a fast cash advance. You have probably seen in the press the payday loan news about whether it’s perhaps not such a great idea, if it doesn’t put people who are in debt just in more debt, yarra, yarra, yarra. The fact is, either you are a big and irresponsible spender or you aren’t. I could borrow the maximum allowed, $1500, and I would be fully conscious I was doing so and I would budget accordingly and handle the debt carefully. If I couldn’t manage it, I wouldn’t borrow it. Come on, give me a break, I’m an adult already. I must say I like the fact that it is impersonal. I don’t have to speak to sales people or fight traffic to go to an office. It just makes indulgence so much more pleasurable!

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